Not at all @Vineeto! Writing things down in my own words really helps me process my thoughts. I shared it here partly for selfish reasons — I value the feedback I get from you. The difference between reading the website and discussing it here is like the difference between reading a book on a topic and having a conversation with an expert. Both are valuable, but you learn so much faster by talking to the expert! 
Thanks for your thoughtful comments! I have some follow-up questions, but I’ll try to figure them out on my own first. 