Again, not really. That is turning actualism into a bunch of rules.
As a general principle, sure, why strive for a whole heap of stuff? That generally is a whole heap of work.
And yes, as an actualist it would seem sensible to me if I had 10k floating around with nothing to do, I would probably arrange a trip to meet some other actualists, which I think we’re I am at now, would be very beneficial.
Giving it to my neighbour on some moral rule is silly.
However, going into your scenario, is this neighbour a good friend? Is there mutual benefit in the relationship? Then yes, maybe that would be a good idea. But blindly giving people money because they have a need greater than yours is clearly a failed idea. Religion tried it, atheist communists tried it, and it doesn’t work.
It’s not that it’s against Actualism, or for it. It’s the motivation for it.
For some context, the various world religions all venerate giving to the poor. Each one of them promises some sort of heavenly rewards for this action.
So in effect, people give because they want the rewards.
Buying a stairway to heaven.